Consumer Protection
Service members face unique consumer protection challenges — from predatory lending near military installations to identity theft while deployed. Federal laws including the Military Lending Act (MLA) and the SCRA provide specific protections beyond what civilian consumers receive.
Watch out for predatory lenders: High-interest lenders, payday loan shops, and 'military discount' scams often cluster near installations. The Military Lending Act caps interest at 36% MAPR, but you need to know your rights to enforce them.