Milify logo
Command Center
AutomotiveEmploymentFinancialLegalMedicalRetail Discounts
EnlistmentDeploymentPCSSeparationFamily
CalendarTasks
MarketplaceForum
Contact Us
HomeBenefitsFinancialInvestments

Financial Benefits

Financial Manager

Income Calculator

Investments

Taxes and Income

Loans

Retirement

Start a Business

Credit

Bills

Investments and Personal Finances

Building wealth while serving requires understanding the unique financial tools available to you. The military offers investment vehicles that most civilians do not have access to, including the Thrift Savings Plan with its incredibly low expense ratios (as low as 0.043%), the Savings Deposit Program with a guaranteed 10% return, and VA-backed real estate opportunities. Whether you are a junior enlisted member just starting out or a senior officer planning for retirement, investing early and consistently is one of the most impactful financial decisions you can make during your military career.

0.043%TSP Expense Ratio
$23,5002026 TSP Limit
10% APRSDP Return Rate
$0VA Loan Down Payment

Good to know: Financial readiness is reviewed as part of security clearance investigations. Maintaining healthy finances is not just good practice -- it is part of your military obligation. If you need help getting started, every installation has free Personal Financial Counselors available through Military OneSource.

Need Help?

Every military installation has free financial counseling available. You do not need an appointment for most services, and everything is confidential. These resources are available to active duty, Guard, Reserve, and their families.

Important: Read before using Milify

  • •Not affiliated with the U.S. Department of War, any military branch, or any government agency. Milify is an independent platform built to support the service-member community.
  • •Do not enter classified information, OPSEC-sensitive details, or PII beyond what's needed for the tools to function. Never include unit movements, mission details, deployment dates, or anything tied to operational security.
  • •Information on Milify is for general guidance only and may contain errors or be out of date. Pay rates, benefits, regulations, and policies change. Always verify with your chain of command, finance office, JAG, or the official source before acting.
Milify icon

Manage your life like a warrior. The independent operations platform built for service members and their families.

Encrypted
Independent
Completely Free

Platform

  • Command Center
  • Discounts
  • Calendar

Community

  • Marketplace
  • Forum

Support

  • Help & Support

Resources

  • war.gov
  • VA.gov
  • Military OneSource
  • DFAS

© 2026 MILIFY INC. All rights reserved.

•

Not a U.S. Government website.

Privacy PolicyTerms of ServiceDisclaimerCookiesContact